Help Center

Everything you need to know about our credit restructuring

process and how we help you succeed.

How long does the credit repair process take?

While every profile is unique, most clients see initial results within 35-45 days. A full restructuring typically takes 4-6 months.

Is credit repair legal?

Absolutely. The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit report that is inaccurate, unverifiable, or outdated.

What items can be removed from my report?

We can challenge late payments, collections, charge-offs, bankruptcies, judgments, liens, and more if they contain inaccuracies.

Do you offer a money-back guarantee?

We focus on a results-driven approach. If we don't remove or improve any items within your first 90 days, we offer a consultation to pivot strategy or discuss options.

Ready to Restructure Your Credit?

Schedule your free consultation with an Alioz advisor today. Let's analyze your profile and build your roadmap to financial freedom.

© 2026 Alioz Advisory Group. All rights reserved.

Disclaimer: Alioz Advisory Group is a credit advisory firm. We do not guarantee specific results. Credit improvement depends on various factors including individual financial behavior and bureau compliance.